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The Disability Foundation, as part of a program sponsored by the State Department, through Wright State University, addressed distinguished delegates from 11 African nations on disability programs offered in the United States

For the providers of support services for individuals with disabilities, the task of maintaining and meeting the guidelines of “means-tested benefits” can be quite taxing and time consuming.  Means-tested benefits are benefits available to people with minimal income and minimal assets or resources.  If a person’s income or assets/resources exceed the specified limit, he or she will not be eligible for the benefit.  Two primary examples of means-tested benefits are Supplemental Security Income (SSI) and Medicaid.

For individuals with disabilities receiving residential-related services, that are paid for by Medicaid (Waivers), they must contribute toward the cost of their care with money from earnings or from other sources such as SSDI payments.  Cost of care charges are designed so that the person can only keep a small amount of money (personal allowance) to pay for many services/items that publicly-funded services do not cover.  Non-covered costs, such as entertainment, travel, books and music lessons, which help enhance the quality of an individual’s life, are often unattainable by the individual or have to be paid for by a parent, even if their child is an adult.

The Disability Foundation’s community pooled trusts offer an option to assist individuals in enriching their lives through trust disbursements which assist in acquiring supplemental need items or services.  Through the establishment of either the Ohio Community Pooled Annuity Trust (OCPAT) or the Ohio Community Flexible-Spending Trust, individuals are able to request and receive quarterly disbursements, through a Personal Representative of their choosing, to acquire supplemental need items.  For more information on The Disability Foundation and our trusts check out our Frequently Asked Questions (FAQ) section or contact us.